A Targeted Approach to Filing Bankruptcy

We are here to provide personal and experienced legal services focusing on bankruptcy and debt relief. We provide bankruptcy and debt relief services to the Metro Atlanta and North Georgia areas. We help our clients avoid foreclosures, repossessions, judgments, and in reducing or eliminating their debts through the bankruptcy process. During your free consultation, you can find out the truth about what actions creditors may legally take against you, your options regarding mortgage modifications and your rights when facing foreclosure.

Bankruptcy is a valid and reasonable way of dealing with unreasonable debts. With the use of the bankruptcy code, we are able to help protect our clients from their creditors. When dealing with financial problems it is crucial to know ALL your legal option before making a decision. We help relieve the stress and worry that comes with financial uncertainty.

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Our law firm proudly serves all of Metro Atlanta and most North Georgia Counties including but not limited to Hall, White, Forsyth, Jackson, Barrow and Gwinnett counties.

Chapter 7

The U.S. Bankruptcy Code governs bankruptcy. The most common form of bankruptcy is Chapter 7 bankruptcy, which is also called straight bankruptcy or liquidation bankruptcy. Chapter 7 is generally the simplest and quickest form of bankruptcy. Chapter 7 bankruptcy is available to individuals, married couples, corporations, and partnerships, and is most often chosen for personal bankruptcy.

Chapter 13

Chapter 13 bankruptcy, also called reorganization bankruptcy, or wage earner bankruptcy, uses the income of a debtor over time to pay what is owed creditors. Filing Chapter 13 allows consumers to restructure their debt payments and keep assets. While it is sometimes referred to as a wage-earner plan, Chapter 13 is available to persons on welfare or with other kinds of regular income.

Steps For Filing

Your first step should be to inventory your past and present debts. To file bankruptcy in Atlanta or elsewhere, you need a list of your assets to include in your bankruptcy petition. Schedules of assets and liabilities, along with a statement of your financial affairs, comprise the petition you file with the bankruptcy court, accompanied by your filing fee. You must obtain approved credit counseling before you can file bankruptcy.

Bankruptcy FAQs

Frequently asked questions about the Chapter 7 and Chapter 13 Bankruptcy process.

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DISCLAIMER

The information provided on our website is not, nor is it intended to be legal advice. For legal advice or counsel you should consult directly with an attorney. Contacting us via this website, email, fax, phone, or other electronic means of communication does not create a client-attorney relationship. Please do not send to us any confidential information until a formal attorney-client relationship had been established. Pursuant to 11 USC §528, all bankruptcy attorneys have been designated “debt relief agents” and are required to disclose that we help people file for bankruptcy relief under the United States Bankruptcy Code.